One of the key changes with the introduction of Universal Credit is that the benefit should be paid only into your account. You may have struggled to open a bank account in your name or you may require something more flexible than a Post Office account. Our account is easy to open and even easier to use.


Simply have your Universal Credit paid into your Credit Union account and we’ll put it onto one of our Engage prepaid debit card for your to use whenever and wherever you want. If monthly Universal Credit payments are proving too much of a stretch for you to budget then just let us know and we can split up your monthly money into daily, weekly or fortnightly slices and top-up your Enage card however is best for you.